Get the clarity you need before making a major housing decision
This website is designed to provide clear, educational guidance on how lending rules actually work, so your decision is based on knowledge and feasibility; not just assumptions.
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Are you unsure whether refinancing is realistically possible?
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Are you navigating a major housing life event?
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Are you trying to understand equity from a lender’s perspective?
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Are you needing some clarity and certainty before finalizing an important housing decision
These are just a couple questions that mortgage originators can help you navigate.
The A&O Mortgage Boutique Process
Let’s get this process started. The A&O Mortgage Boutique Process is laid out in three simple steps.
Consultation | Review of Options | Mortgage Guidance
Consultation
The first step to building our partnership. Here we learn about you. Your goals, your budget, and your timeline.
Review of Options
This second step takes a deep dive into different lenders and helps identify what truly fits your personal goals.
Mortgage Guidance
This final step lays out your personal steps to achieving your lending goals. We simply explain what options are available without pressure and without confusion.
What a snapshot of our partnership looks like.
Our partnership’s foundation is built on three pillars
Calmness | Intention | Transparency.
First we focus on You. We first learn about your goals and what you are wanting to achieve. Then we clearly explain what is feasible in your home journey. We also explain what is not feasible. This empowers you to understand the why and not just the answer. We do this to help you build up your confidence to move forward together without pressure.
Our goal is to work with people like you that want clear and realistic guidance around mortgage viability. Especially those that are experiencing major life changes where your decision will carry long term rewards and consequences.
Our partnership will
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Give direct guidance with a personal advisor without the annoyance of a constant revolving game of phone tag.
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Clear and up to date explanations on lending guidelines and limitations.
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Clarity from the very start on what is realistically possible for you on your lending journey before you have your heart set on unachievable goals.
FREE MORTGAGE CLARITY CONSULTATION
Let’s get started on your personal lending goals. For FREE mortgage clarity consultations please fill out this form to begin the first step of our partnership.
As always, our partnership will focus on you and your goals without pressure and without obligations.
Let’s figure out what is feasible for your lending journey without confusion. We look forward to hearing from you.